Welcome to Mass Hard Money, where we specialize in fix and flip financing designed to help real estate investors move quickly, renovate strategically, and maximize returns. Based in Boston, we provide fast, flexible funding solutions that allow you to secure properties, fund improvements, and stay competitive in today’s market. Whether you’re an experienced investor or taking on your first project, our streamlined lending approach is built to support every stage of your flip, from purchase to profitable exit.
What is a Fix-and-Flip Loan?
A fix-and-flip loan is a short-term loan designed for real estate investors who buy properties, renovate them, and then sell them for a profit. These loans provide funding to cover both the purchase price of the property and the costs of repairs or improvements. They are typically faster to secure than traditional loans and focus more on the property’s value after renovations rather than the borrower’s credit score. This makes them a great option for investors looking to quickly buy and renovate properties without using their funds for the entire project.
Flexible Loan Structures
Every fix and flip project is unique. We tailor loan terms based on:
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Property value and after-repair projections
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Scope of renovation
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Investment timeline
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Exit strategy
This flexibility helps investors manage risk, maintain cash flow, and position projects for success.
What Our Fix & Flip Loans Can Cover
Our loans are structured to support the full lifecycle of your project. Depending on the scope of your investment, financing may include:
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Property acquisition
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Renovation and construction budgets
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Holding costs during the rehab period
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Short-term capital to bridge the purchase and resale
By combining purchase and improvement funding, investors can preserve liquidity while keeping projects on track.
Why Investors Choose Mass Hard Money
Investors rely on us because we understand the urgency and complexity of real estate deals. Our approach prioritizes:
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Fast, practical approvals
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Asset-based underwriting
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Flexible deal structuring
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Transparent terms
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Investor-focused support
We act as a financing partner, not just a lender, helping you move confidently from acquisition to sale.